Does Condo Insurance cover water leaks?

Yes, water damage from a leaky pipe can be covered by your HO-6 Condo Insurance Policy.

The damage needs to be sudden and accidental, like a burst pipe.

Damage caused by slow water leaks over time will typically not be covered. Flooding from an outside source will typically not be covered.

Condo owners are responsible for insuring their own unit. If a water leak causes damage, it is the responsibility of the condo owner, not the HOA.

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