Is condo insurance more expensive than a house?

Condo insurance is typically less expensive than a traditional homeowners insurance policy.

A condo insurance policy offers similar coverage as a traditional homeowners policy for Personal Property, Loss of Use, Liability, and Medical Expense coverage.

You will typically have significantly less coverage for the dwelling because the dwelling coverage for a condo is provided by the HOA master insurance policy.

Therefore, you end up paying less for an HO-6 condo insurance policy than you do for a traditional HO-3 homeowners policy.

To find outstanding services and great coverage for your condo or townhouse, call Inside Insurance at 801-505-4300 or online at

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